Am I Eligible | Teesside, Darlington & Northallerton | RMB Motability


Am I eligible for the Motability Scheme?

The Motability Scheme allows disabled people to exchange their government funded mobility allowance for a car. To lease a car through the Motability Scheme, you must have at least 12 months’ award length remaining. Only the higher or enhanced rate of the mobility allowance can be used. Please note - the Attendance Allowance cannot be used to join the Motability Scheme.

To be eligible for the Motability Scheme you must receive one of the following disability benefits:

Higher Rate Mobility Component of Disability Living Allowance

This allowance is provided by the Department for Work and Pensions (DWP) and can be used to cover the cost of a Motability agreement. To be elible for a car through Motability, you must have at least 12 months’ award length of the HRMC remaining.

War Pensioners’ Mobility Supplement

This allowance is provided by Veterans UK and can be used to cover the cost of a Motability agreement.

Enhanced Rate of the Mobility Component of Personal Independence Payment (PIP)

As part of the Government's welfare reform programme Disability Living Allowance (DLA) has started to be replaced by Personal Independence Payment (PIP) for disabled people aged between 16 and 64. Using PIP with The Motability Scheme works in the same way as is it does with DLA.

Armed Forces Independence Payment

The Armed Forces Independence Payment (AFIP) was created as part of the Government's welfare reform programme. This allownace can be used to cover a Motability agreement.


What is Personal Independence Payment (PIP)?

Personal Independence Payment (PIP) is a benefit that helps with the extra costs of a long-term health condition or disability for people aged 16 to 64. PIP is a non-means tested benefit and is not affected by earnings, other income or savings.

The difference between DLA and PIP

As part of its welfare reform programme, the Government is replacing Disability Living Allowance (DLA) with a Personal Independence Payment (PIP).

The Government began replacing DLA with PIP in April 2013 in Great Britain and on 20 June 2016 in Northern Ireland. The DWP (or Department for Communities in Northern Ireland) are writing to affected DLA recipients informing them that they will need to apply for PIP. The DWP continue to make payments until a decision on the PIP claim has been made. The most important thing you can do at this stage is ensure that the DWP (Department for Communities in Northern Ireland) has your correct contact details. You don't need to do anything else until the department writes to you, however, once they have contacted you, make sure you respond within their given timescales.

For more information go to the DWP website

Other Eligibility Considerations:

  • You must have a minimum of 12 months' mobility allowance remaining to lease a car through Motability
  • Only the enhanced rate or higher rate of the mobility allowance is used
  • There is no age limit on eligibility for the Motability scheme
  • The Attendance Allowance cannot be used to lease a Motability scheme car
  • Two named drivers are included as part of the lease
  • A third driver can be added for an additional fee
  • You can lease a car through Motability, even if you don't drive
  • Only one nominated driver under 21 years of age is allowed
  • Drivers under 25 years can only drive cars with 115BHP or less in the lower ABI insurance groups
  • Drivers with certain convictions or endorsements will not be allowed to drive under the scheme

Get in touch with our expert team today to check whether you're eligible for the Motability Scheme.